Important update from Executive Ads

The requirement that one must be active in the flagship site, NextDay90, before upgrading in Executive Ads has been canceled by the admin, Jim Williams. No need to join ND90 in order to earn in EA now.

Max-out strategy: Purchase a $50 subscription and then upgrade $200 per day. On day 15 you reach the maximum $3000 upgrade level. On day 16 you begin pocketing $79 per day in profit. On day 30 renew the $50 subscription. On day 56 you reach the 'in profit' level and no longer have any of your own funds at risk and continue to pocket $79 per day profit while upgrading $200 per day. Of course, you may be in profit sooner if you are earning from referrals.

Changes at P-2-P

Pathway-2-Prosperity.net is an investment site begun in Feb-07 by Nicholas (Nick) Smirnow who claims numerous off-shore investments that earn him enough to pay his members up to 250% return after 60 days on amounts from $10 to $25000. That mimimum spend amount is now raised from $10 to $100 and soon all payment processors previously used will be dropped in favor of his own 'Energy Bank' debit card, which will require verification of each member's identification. So what can you do if the $100 minimum is too high for you, or if you do not wish to divulge personal information to his bank? You can instead put your money in any of several surf sites that are completely dependent on P-2-P for earning enough to pay their own members. These sites should prosper as long as P-2-P prospers. The 6 sites are run by two admins...
1) Kent runs ProsourceAds, AdsPrivate, and DollarDayHits
2) Richard runs MarketStreetAds, CashingNsurf, and Z-proSurf

What's up with Income Storm?

Many people are complaining in the forums that their withdrawal requests are not paid and have been returned to cash balance. The admin explains that their e-Gold account has been blocked and the documentation has been submitted to get it un-blocked, but in the meantime there are only limited funds from which to make payments. Yesterday there was an announcement that new withdrawal requests for $10 or less per day would be honored. I put this to the test by requesting a $10 withdrawal and was paid a few hours later and I see others posting that they have been paid $10 also. I applaud this effort to regain member confidence, however I doubt that new spends will resume until all pending cashouts have been caught up. Since e-Gold is very slow to act, then it will amaze me if Income Storm can survive this crisis.

Executive Ads has begun payouts

After some minor startup glitches that were quickly fixed, Executive Ads has passed the 15-day mark and begun to make payouts to those who upgraded on day one. Some who were paid re-upgraded the same amount and put the 43% profit in their pockets, while others plowed it all back in so they might reach the maxed-out level of $3000. I noticed as I logged in each day that there seems to be subscriptions and upgrade packages available so members are not 'waiting in line' as some were on the first or second days. Also, the admin has reduced the requirement for participation in NextDay90 so that it is only necessary to register in NextDay90 before registering in Executive Ads, and then become an 'active advertiser' in NextDay90 before upgrading in Executive Ads. As you might guess, due to the popularity of Executive Ads, NextDay90 has had a growth spurt. Just yesterday it had a daily return over 9% instead of the usual 1% or so. I guess if it becomes popular enough it might turn into a high-roi site like its new sister site.

Found the real deal? ... do not bet the farm

You may be trying your best to steer clear of Hyips and Surfs that might turn out to be a failure because they are pyramid schemes (ponzi). So you invest only when you are convinced that the program admin is using your funds for real trading or investing and paying you from his profits minus a fee. That is fine, but you must still be careful not to break the most important rule of on-line investing ... do not spend more in any program than you can stand to lose. No matter how much you find out about the admin or how 'real' and 'transparent' he may seem to be, there is absolutely no guarantee that he will be competent or operate without running into an unforeseen problem. Here are just two examples of how this can happen...

North Sea Forex Group was established by two young amateur traders with many promises of honesty and good intentions. Ken and Paul certainly had a good reputation at that time. After several months of good results and a large increase in the number of people depositing funds with them, they made a legal mistake (based on bad advice from a lawyer) which resulted in confiscation of a large part of the funds. In a desperate attempt to recoup the loss for their members, they altered their trading practices and ran up large losses there until they finally closed the business. Some investors lost thousands here because they believed they were in a 'safe' program. Do not make the same mistake yourself.

FX Experts was established by Marcos Matos who hired others to do the actual trading of the funds provided by members. You can find his passport, phone bill, and satellite picture of his home on the web even now. Unfortunately, Marcos did not control and monitor the actions of his traders closely enough and ran into large losses after initially getting good results. Again, some investors lost thousands. I hope you can see just how risky it can be to trust anyone with your money. That is the price of dealing with high-return programs that do not offer any guarantees or insurance like the large institutions such as banks where your money is safe but you get a low return. Learn from these examples and spread your risk.

News for Planet Trust egold losers

Jack Cobb, admin of Planet Trust, has finally taken action for those who lost money and were e-Gold users. For now, only those who lost $500 or more may take advantage of this plan. To qualify, you must go to the MaximumTalk forum (click the title above to go there) and post in the thread that has been set up for you to enter your name, PT user number, and e-Gold account number. Where are the funds coming from to pay you? Not from e-Gold ... Jack's account there is still frozen. To get paid, you must sign up for one or more of the programs listed on the home page of Planet Trust. Any commissions collected by Jack on your spends in these programs will be paid back to you to reduce your losses. Jack's program links are...
1 - Pathway to Prosperity
2 - Automatic Builder
3 - The Berry Tree
4 - VLane Traffic
5 - Friends Win Matrix

TNICC in trouble

A few weeks ago the admin (Joe) of The New Internet Cash Club caught a virus that wrecked his personal computer. This was his tool for making payouts. It took a couple of weeks to recover (bad business practice not to be better prepared), so he got behind in payouts which, of course, panicked the members into suspending any new spends. Predictably, he ran out of money and could no longer continue the payouts. Usually this means the end of a program, but Joe is stubbornly committed to TNICC and has proposed a bailout plan. A new $7 matrix (5 x 2) will be established to generate income to cover both the matrix members and TNICC overdue payouts. The matrix is already available to TNICC members and will soon be offered to the general public. Whether or not this plan will work is anyone's guess, but I salute Joe for making the effort at least.

Surf bar versus banner clicks

Most of the surf programs I have joined provide an ad rotator called a 'surf bar' which displays one ad after another either automatically on a timer or manually (that is, click a button to see the next one after the timer winds down). Recently, however, I have found and joined 3 programs that do not use a surf bar ... instead a list of banners is shown from which I click any one that I choose to view a corresponding ad. There is no timer so I can close the ad immediately and click another banner which means I can proceed quite rapidly. Since these programs require only 5 banner clicks to gain the earnings for the day, then I am very soon done. All 3 utilize e-Gold only, but payouts are daily and usually completed within a day or two.

If you would like to check out one or more of these programs then click the name:
Steady Daily Shares pays about 1.5% for 120 days = 180% roi
Income Storm pays about 4.3% for 30 days = 129% roi
Great Earnings pays about 6% for 21 days = 126% roi

Executive Ads is growing ... slowly

The admin of Executive Ads, Jim Williams, warned that his new Total Income Management Software (TIMS) would exercise tight control over operations and he was not kidding. Those who were able to capture a registration opportunity this first weekend of operation found that subscriptions were very limited and some (like me) had to wait until Sunday to get one. Even after getting a subscription, I had to upgrade less than I wished on my first day. This control is designed to limit 'front-end' loaders who might then disappear after one or two payouts. By Monday morning, new registrations were already closed temporarily until more subscriptions become available. The promise of all this control is that the program will have slow and steady growth that will ensure its continued operation. The limitations will actually be a drawing card for new members because they will be willing to wait in line, if necessary, for such a rare opportunity.

As explained earlier, you must be already be an active advertiser in NextDay90.com before upgrading in Executive Ads, where you may earn 10% daily for 15 days on upgrades totaling up to $3000.

17 Surf Pro is back on track

Bob Peters, the admin of 17SurfPro, has announced that all outstanding back payments have been caught up and should remain that way. The problem developed some weeks back when he had difficulty moving funds into his e-Gold account and fell behind from his usual same-day payouts. That was when I asked him to switch my payment processor from e-Gold to SolidTrustPay, so I did not experience the delays that some members had to endure. After seeing other programs falter and fold due to this type of problem, I am certainly happy that he was able to triumph and get back on track. It is certainly a pleasure to be able to receive a payout on the same day of expiry and upgrade again before surfing for that day, thus avoiding any loss of earnings.

17SurfPro pays 7% on your $10 to $2000 payment for each day you view 17 web sites, up to 17 days. Profit per day = 1.1% Accepts e-Gold, AlertPay, and SolidTrustPay. Auto-payout is usually within 1 day but may be up to 5 days after expiration of your ad-pack purchase.

Revenge is mine

I see the evidence of many who seek revenge when they perceive that they have been wronged. It can take the form of getting an admin's egold account blocked or even mounting a DDOS attack, or it may just be name-calling or the use of bad language against someone in forum postings. I know this is an attempt to feel better about some bad circumstances, but in the long run it will result in just the opposite effect. The pursuit of revenge and other such negative emotions will only ensure that you will remain miserable. You cannot lay in the gutter and not get up dirty. My advice is not to place yourself in the same class as those who abuse you but, rather, take the higher road and choose not to hate those who have earned such ire. You have no choice but to live with yourself every minute of the day, so make yourself into someone you admire with personal integrity and a positive outlook on life and you will enjoy your own company so much that happiness will result. As a side benefit, others will like you, too.

A surf targeted to other site admins

Executive-Ads is a new surf program in pre-launch this week that is targeted to online business owners, program administrators and multi-level marketing companies. Actually, anyone who is an active advertiser in its parent company, NextDay90.com (a profit-sharing surf that has been on-line for a year), may join this new site which pays 10% per day for 15 days (roi=150%) on spends up to $3000. The owner, Jim Williams, claims to have a new proprietary script called Total Income Management Software (TIMS) which limits subscriptions and upgrades in order to maintain a balance to payouts, so all subscribers are ensured a profit each month. Such 'robotic-like' control of the program sounds intriguing enough to give it a try. At least the admin has a good track record with NextDay90, which has maintained same-day payouts since its inception.

Hooray! I am in profit at last...

I am sure you have seen a posting in which a claim about being 'in profit' with some program has been made by someone. Just how do they (or you) know when that golden 'in profit' level has been reached? It is actually fairly simple to determine, but you must keep a record of your spends and withdrawals from each program that you have in your portfolio. You can set up a simple spreadsheet on your computer or, if you fear hard drive failures, you can use an off-line log book (I do it both ways myself). Under the name of each program you record the date and amount of your first spend as a negative amount. If your next transaction is a withdrawal, then on the next line you record the date and amount as a positive amount and next to it show the sum of this transaction and the last amount on the line above. This number is your 'running total' of all spends and withdrawals for the program. As long as the running total remains negative you are not in profit. When it turns positive (and stays that way) you are in profit and you are safe from sudden closure of the program for any reason.

Caution: if your program has its own payment processor (e.g., CEPtrust, MoneyChangers) then keep track of transactions to and from the PP rather than the program to determine if you are in profit. After all, the money is still in their hands until you get it out of the payment processor, which is why I avoid these types of arrangements.

What level of risk is right for you?

The first thing you must be absolutely sure of is that the money you are removing from your personal life/family to spend in surfs or hyips (or any on-line program) is not any part of what is needed for the essentials of living. It must be extra money that, although painful to lose, would not cause serious financial damage to your long-term budget. There is a high possibility that you could lose all your on-line spends, especially if you are new to this crazy game.

One rule of thumb to remember is that the higher the profits on your spend, the higher the risk. However, any number of programs offering the same returns may still have very different risk levels, depending greatly on the honesty and capability of the admin running the program. Determining whether or not an admin is honest and capable is the hardest part in performing due diligence, but I believe it is the most important. If you know nothing about an admin, then you must assume he will disappear at any moment. If all you know is what is said by posters on forums, then you really know nothing about him because you can't rely on what posters say. If an admin has scammed in the past you must assume he has NOT reformed and will do so again. If the site looks unprofessional (missing terms, broken links, many misspellings), then you must assume the admin is incompetent and a higher risk.

Personally, I like to keep my risk level low so I rarely venture into a high-roi program (although I did too many times when I was a newbie), but some people enjoy the thrill of winning a high-risk gamble. It's a matter of personal choice, but do not spend blindly or you will soon be broke.

One offer I won't refuse

I always advise people never to accept an enticing offer because it may be a grab for cash before disappearing. However, I will take advantage of the 10 percent rebate offer by Next Day 90 as part of its celebration for making the one-year on-line mark. The reason I feel this is a valid offer is due to the commitment of the admin, Jim Williams, to maintain an on-going business that is based on paying out only as much as is paid in (that is, a profit-sharing model). Also, this is not the first time he has made such an offer, and my experience with it last time was a good one. The 10% rebate on any new upgrade is paid immediately back to your payment processor and is on top of the 150% earnings received for surfing the upgrade period. The only limitations are that the upgrade is not on the same day as a withdrawal (to avoid confusion) and that it be made before 8-Oct. That means any new upgrades you make this week will all get 10% rebates. If you have been thinking about joining this program, now is a good time to do it. Daily earnings have been consistent at about 1.1% but will probably be better during these promotions so that is another reason to join now.